welcome to bermuda Fintech

Bermuda FinTech

Bermuda is a welcoming and stable environment for innovation and prosperity.
By establishing in Bermuda you are part of a global
epicenter for the FinTech industry.

sophisticated legal system

significant wealth of intellectual capital

regulatory sandboxes

Why Bermuda?

Fintech businesses, investors and financiers find a highly developed ecosystem in Bermuda, which benefits from a sophisticated legal system, significant wealth of intellectual capital, regulatory sandboxes, an innovation hub, a significant customer base which offers a perfect testing base and a progressive government and regulator seeking to establish Bermuda as a leading jurisdiction for Fintech, while maintaining and, in some cases, establishing international standards and best practices that protect investors, customers and other stakeholders.

01

Progressive Regulatory Environment

  • Bermuda has clear and well-defined regulations for fintech, digital assets, and blockchain businesses, overseen by the Bermuda Monetary Authority (BMA).
  • The Digital Asset Business Act (DABA) provides a legal framework for cryptocurrency exchanges, digital wallets, and token issuances.
  • A regulatory sandbox and innovation hub allow startups to test their solutions under flexible regulatory oversight.

02

Tax Benefits

  • Bermuda has zero corporate tax, capital gains tax, or withholding tax, making it a tax-efficient jurisdiction for fintech companies.
  • Companies can benefit from a competitive tax structure while remaining compliant with global regulatory standards.

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03

Access to Global Markets & Business Ecosystem

  • Bermuda is a globally recognized financial center with strong ties to North America, Europe, and Asia.
  • It has a well-established insurance and reinsurance industry, making it an ideal location for insurtech and regtech solutions.
  • The government actively supports fintech innovation, with initiatives such as the Bermuda Business Development Agency (BDA) and partnerships with blockchain firms.

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Starting a Fintech business in Bermuda involves several key steps

Areas of Government Fintech Focus: Adoption; Education & Training; Business Development; Communications & Outreach; and Legislation & Policy Development

Get a Fintech Licence

Learn more about getting licenced.

Remain Innovative

A Fintech licence in Bermuda allows you to be both compliant and innovative.